If you are new to this website, you must REGISTER first.
This service is only available to those First Niagara cardholders that have registered.
If you have any problems accessing the First Niagara online account service, please call the customer service number located on the back of your card.
"If you are currently not a First Niagara Credit Card customer, become one at www.FirstNiagara.com or by calling 1-800-421-0004."
If you can't remember your user name or password, you can still access your account by re-registering with your credit card number.